Do not postpone this trip any longer. Start off now in a new car with a financing solution tailored to your needs and budget.


When buying a car in Cidade do Automóvel, you will be presented with the best financing conditions, with term of up to 120 months (10 years), fixed rates, with or without down payment.

Financing approval will always be pending analysis and approval by the financial institution, with Benecar being only an intermediary.

Benecar has close relationships with several financial institutions, which makes the vehicle acquisition process much easier and more efficient. These are the creditors or group of creditors with whom we maintain a binding contract:

  • BANCO CREDIBOM, SA
  • MONTEPIO CRÉDITO - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A
  • BBVA, INSTITUIÇÃO FINANCEIRA DE CRÉDITO S.A.
  • SANTANDER CONSUMER FINANCE S.A. - SUCURSAL EM PORTUGAL
  • COFIDIS
  • BANCO BPI S.A.
  • BANCO PRIMUS, SA

Benecar Automóveis, S.A. acts as a credit intermediary on an ancillary basis without an exclusivity regime (registered with Banco de Portugal under the number 0000944), being authorized to present or propose credit contracts to consumers.

Acting as a credit intermediary, Benecar – Automóveis, S.A., offers you the following services:

  • Presentation or proposal of credit agreements to consumers;
  • Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them;
  • Conclusion of credit agreements with consumers on behalf of creditors.
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